Our Expert CPA Services
are Designed for Your Success
Whether you're an individual planning for retirement, a family building wealth, or a business aiming for growth, our tailored CPA services provide the clarity and confidence you need.
Tax Services
Navigating tax laws can be complex, but with Justina Chen Associates, it doesn't have to be. We provide proactive tax planning and meticulous tax preparation for individuals, businesses, estates, and trusts. Specializing in international tax planning and State and Local Tax (SALT) consulting, we identify opportunities to maximize beneficial tax positions, ensuring compliance and optimizing your financial outcomes. Our goal is to minimize your tax burden legally and strategically.
Tax Planning and Preparation
- Individuals
- Businesses
- Estates
- Trust
- Individuals
International Tax Planning
- We help you navigate complex global tax laws, ensuring compliance and optimizing your financial position for international ventures and cross-border transactions.
- We help you navigate complex global tax laws, ensuring compliance and optimizing your financial position for international ventures and cross-border transactions.
State and Local Tax (SALT)
- We help businesses and individuals of State and Local Tax (SALT) laws, ensuring compliance, minimizing liabilities, and uncovering valuable savings opportunities across multiple jurisdictions.
- We help businesses and individuals of State and Local Tax (SALT) laws, ensuring compliance, minimizing liabilities, and uncovering valuable savings opportunities across multiple jurisdictions.
Business Financial
Planning & Strategy
For businesses seeking sustainable growth and efficiency, Justina Chen offers strategic financial guidance. We help you develop robust business plans, implement effective cash flow management, and create realistic budgeting and forecasting models. Our expertise extends to cost control and analysis and precise business valuation, providing you with the insights needed to make informed decisions and drive profitability.
Cash flow management
- Optimize your money flow to keep your business healthy.
Business planning and strategy
- Develop smart financial plans aligned with your business goals.
- Develop smart financial plans aligned with your business goals.
Budgeting and forecasting
- Gain clear financial foresight to make informed decisions.
- Gain clear financial foresight to make informed decisions.
Cost control and analysis
- Identify savings and improve financial performance.
- Identify savings and improve financial performance.
Business valuation
- Get accurate valuations for sales, mergers, or strategic moves.
- Get accurate valuations for sales, mergers, or strategic moves.
Financial Report Analysis
- We help you understand your reports to make smarter business choices.
- We help you understand your reports to make smarter business choices.
Financing Options
- Guidance on securing the right financing for your business needs.
- Guidance on securing the right financing for your business needs.
Personal & Family Financial Management
Achieving personal financial well-being requires continuous management and forward-thinking strategies. Justina Chen provides comprehensive support, from helping you create and monitor personal and family budgeting to evaluating diverse financing options for healthcare and investments. We also assist in inventorying and managing your personal assets, ensuring your finances are regularly reviewed and optimized for long-term security.
Personal and family budgeting
- Create budgets that work for your daily life and financial milestones.
Education Funding
- Plan effectively for future educational expenses.
- Plan effectively for future educational expenses.
Evaluate Financing Options for health care, all types of investments insurance
- Confused about funding healthcare, growing your investments, or selecting insurance? We'll help you evaluate all your financing options, ensuring you make smart decisions for your future.
Help Inventory and manage personal assets and investment
- We assist in inventorying and managing your personal assets and investments, providing a clear picture and actionable strategies for optimization.
Regulary Monitor and review of your personal finances
- Your financial health isn't static. We help you by regularly monitoring and reviewing your finances, providing ongoing insights and adjustments to keep you on course.
Wealth Management &
Estate Planning
Building and preserving wealth for future generations is a cornerstone of our CPA services. We offer thoughtful estate planning and assist with establishing Living Trusts, guiding you through decisions that maximize and guarantee lifetime retirement income. From contributions and withdrawals to required minimum distributions (RMDs), we ensure you leverage every beneficial tax opportunity for comprehensive wealth management delivered with respectful, professional, sound, and ethical recommendations.
Estate planning
- Take control of your future. We guide you through estate planning, including wills and trusts, to ensure your wishes are honored, your family is protected, and your assets are transferred efficiently and tax-effectively.
Living Trust
- Maintain control and privacy over your assets. A Living Trust allows for flexible management of your wealth while you're alive and ensures a smooth, private transfer to your beneficiaries without court intervention.
Maximizing and guaranteeing lifetime retirement income
- Dreaming of a secure retirement? We help you maximize and guarantee your lifetime retirement income, creating strategies so you never outlive your savings and can enjoy financial freedom.
- Dreaming of a secure retirement? We help you maximize and guarantee your lifetime retirement income, creating strategies so you never outlive your savings and can enjoy financial freedom.
Guidance on contributions, withdrawals, RMDs to maximize tax opportunities
- Optimize your retirement accounts for tax efficiency. We provide expert guidance on contributions, strategic withdrawals, and Required Minimum Distributions (RMDs), helping you make smart decisions that maximize your tax benefits and grow your wealth.
- Optimize your retirement accounts for tax efficiency. We provide expert guidance on contributions, strategic withdrawals, and Required Minimum Distributions (RMDs), helping you make smart decisions that maximize your tax benefits and grow your wealth.
Comprehensive wealth management through respectful, professional, sound and ethical review and recommendations
- We offer respectful, professional, and ethical review of your entire financial picture, providing full recommendations to help you achieve your long-term prosperity.
- We offer respectful, professional, and ethical review of your entire financial picture, providing full recommendations to help you achieve your long-term prosperity.
Expertise You Can Trust
With Justina Chen Associates, you get comprehensive financial wisdom all in one place, saving you time, money and effort.
Your Goals, Our Priority
We truly listen to your unique story and financial dreams to create a plan that's just right for you, because your goals are our priority.
Simplify Your Success
Our commitment to professionalism, integrity, and ethical guidance means every recommendation is sound, trustworthy, and always in your best interest.
Your Financial Journey starts Here!
Why Choose Justina Chen Associates?
Choosing Justina Chen Associates means simplifying your financial life. We provide a personalized, one-stop approach to wealth management, expertly tailored to help you protect your assets, make smart investments, and achieve lasting prosperity.
Justina Chen Associates truly transformed our business's financial outlook. Their CPA services were incredibly thorough, from streamlining our tax planning to advising us on cash flow management. We've not only seen significant tax savings but also feel so much more confident about our future growth. It's truly a comprehensive wealth management partner you can trust.
-David K., Business Owner, Houston, TX
When my parents passed, the thought of managing their estate felt impossible. Justina Chen Associates provided invaluable estate planning guidance, making the process of setting up a Living Trust smooth and understandable. Their professionalism and attention to detail in handling personal assets were exceptional. They truly care, and it made a difficult time much easier.
-Michael T., Individual Client, Katy, TX
I was overwhelmed by retirement planning and understanding RMDs, but Justina Chen Associates made it all clear. Their team guided me through optimizing my retirement income, and their approach to personal wealth planning was so reassuring. Knowing my finances are expertly managed gives me immense peace of mind. Highly recommend their ethical and professional service
-Maria S., Individual Client, Cypress, TX
Justina Chen Associates truly transformed our business's financial outlook. Their CPA services were incredibly thorough, from streamlining our tax planning to advising us on cash flow management. We've not only seen significant tax savings but also feel so much more confident about our future growth. It's truly a comprehensive wealth management partner you can trust.
-David K., Business Owner, Houston, TX
When my parents passed, the thought of managing their estate felt impossible. Justina Chen Associates provided invaluable estate planning guidance, making the process of setting up a Living Trust smooth and understandable. Their professionalism and attention to detail in handling personal assets were exceptional. They truly care, and it made a difficult time much easier.
-Michael T., Individual Client, Katy, TX
