Business Insurance Protecting Your Enterprise & Employees
Your business is your passion, built on vision and hard work. At Best Insurance, part of Justina Chen Associates, we provide strategic business insurance solutions designed to protect your company from unexpected challenges, legal liabilities, and financial setbacks. As experienced brokers, we don't just sell policies; we partner with you to understand your unique risks and secure comprehensive coverage that ensures your business's continuity and long-term prosperity.
Deep Industry Knowledge
We understand the specific risks faced by businesses in diverse sectors, both locally in Houston and across Texas. Our team's insights ensure your coverage is precise and comprehensive.
TOP RATED Carrier Network
We partner with a wide array of top-rated commercial insurance carriers. This allows us to compare and secure the best-fit policies and most competitive rates for your unique operational needs.
Integrated Financial Strategy
As part of Justina Chen Associates, we view your business insurance as a key component of your overall financial health. We connect your protection strategies with your goals for truly holistic advice.
business insurance protects your company against the financial impact of claims and lawsuits.
Why Business Insurance is Your Smartest Investment?
Business insurance isn't just about compliance; it's about safeguarding your future and empowering growth. It acts as a important safety net, protecting your assets, covering unforeseen costs, and allowing you to operate with peace of mind.
Essential Business Insurance Options:
Protecting Every Aspect of Your Company
Best Insurance offers a full spectrum of commercial insurance products to cover every critical area of your business. Find the right type of insurance for your business providing protection for hundreds of professions.
General Liability Insurance
Your essential shield against everyday risks. This covers claims of bodily injury, property damage, or advertising injury that occur in connection with your business operations.

Commercial Property Insurance
Protects your vital physical assets. Covers your buildings, equipment, inventory, and other business property from damage or loss due to covered events like fire, theft, or storms.
Workers' Compensation Insurance
Important for your team. Covers medical expenses and lost wages for employees injured on the job. This is often legally required in Texas.
Commercial Auto Insurance
For vehicles that drive your business. Covers vehicles used for business purposes, protecting against accidents, liability, and damage whether they're owned, leased, or rented by your company.
Professional Liability Insurance (Errors & Omissions)
For service-based businesses. Protects against claims of negligence, errors, or omissions in the professional services you provide.

Cyber Insurance
Essential in today's digital world. Protects against financial losses related to data breaches, cyberattacks, and other digital risks, covering costs like data recovery, legal fees, and notification expenses.
Business Interruption Insurance

Keeps your income flowing, even when business stops. Helps replace lost income and covers extra expenses if your business has to temporarily close due to a covered event (e.g., fire, natural disaster).
Short-Term Liability
Maybe you have a short-term project requiring more coverage than your existing policy provides, or you need to be insured against a specific risk.
Employee Benefits Plans
Atract and retain top talent. We help you design and implement comprehensive benefit solutions for your team, including:
Employer-Sponsored Health Insurance, Group Health Plans, Group Life Insurance
,Group Disability Insurance, Retirement Plans (e.g., 401(k), SEP IRA), Dental and Vision Benefits.
What you get with every plan?
The Perfect Fit, Just For You
We don't believe in one-size-fits-all. We'll listen to your unique needs and compare top carriers to find the precise policy that truly protects you and your goals.
Smart Savings, Great Coverage
Get the coverage you need without overpaying. We tirelessly compare rates and discounts from multiple providers to secure the best value for your budget.
Real Support When It Matters
When you need us most, we're here. Our dedicated team provides clear guidance, quick answers, and unwavering support from your first quote through any claim.
