https://www.justinachenassociates.com https://www.justinachenassociates.com/the-best-is-yet-to-come-plan-ahead-for-your-second-half-of-life Don't outlive your money. Learn how to strategically plan for your second half of life, manage inflation, and leverage the 2025 tax window. <div data-rss-type="text"> <p> <span> People live longer! </span> </p> <ul> <li> <span> What income will there be after retirement? </span> </li> <li> <span> Don’t outlive your money. </span> </li> </ul> <p> <span> <span>  </span> </span> <span> <br/> </span> </p> <p> <span> In America, how will inflation and taxes affect you？ </span> </p> <ul> <li> <span> World War I: 77% top tax rate </span> <span> <br/> </span> </li> <li> <span> World War II: 94% top tax rate </span> <span> <br/> </span> </li> <li> <span> 1988: 28% top tax rate </span> <span> <br/> </span> </li> <li> <span> 2025: 37% top tax rate </span> <span> <br/> </span> </li> <li> <span> Would tax rate go higher? Go figure. </span> <span> <br/> </span> </li> <li> <span> Inflation During President Jimmy Carter: </span> <span> <br/> </span> </li> <li> <span> 1979: 13.3% </span> <span> <br/> </span> </li> <li> <span> 1980: 14.5% </span> </li> </ul> <p> <br/> </p> </div> <div data-rss-type="text"> <p> <span> There’s Hope! </span> </p> <p> <span> 95% of Warren Buffett’s wealth was made after age 65. Three (3) reasons: </span> </p> <p> <span> • Investing skills </span> </p> <p> <span> • Longevity and Good Health </span> </p> <p> <span> • The final double is always the biggest. </span> <span> <br/> </span> </p> </div> <div data-rss-type="text"> <p> <span> Three (3) types of income subject to different taxes: </span> </p> <p> <span> • Earned Income: Wage, bonus, Commission, Self-Employment Tax, Federal Income Tax </span> </p> <p> <span> • Passive Income: Buy and hold, e.g. Rent, interest, dividend =&gt; Federal Income Tax </span> </p> <p> <span> • Long / Short Capital Gain: Real Estate, Stock, Commodity </span> <span> <br/> </span> </p> </div> <div data-rss-type="text"> <p> <span> <span> To win your second half of life, contact Justina Chen for a free consultation. As a </span> </span> <span> <br/> </span> <strong> CPA, Realtor, and Broker for Insurance &amp; Energy </strong> <span> , Justina offers one-stop wealth management and retirement/estate planning services to help you build a comprehensive strategy. </span> <span> <br/> </span> </p> </div> <div> <img src="https://irp.cdn-website.com/74e17d51/dms3rep/multi/Screenshot+2025-09-20+163240.png" alt="Table showing the effects of inflation on $10,000 over time with different percentages."/> </div> <div> <img src="https://irp.cdn-website.com/74e17d51/dms3rep/multi/Screenshot+2025-09-20+163248.png" alt="Table showing the effects of inflation on $10,000 over time with different percentages."/> </div> <div> <img src="https://irp.cdn-website.com/74e17d51/dms3rep/multi/Screenshot+2025-09-20+163304.png" alt=""/> </div> <div data-rss-type="text"> <p> <span> It’s not too late. There’re ways to win your 2nd half of life! </span> </p> <p> <span> • Converting future taxable income into non-taxable income </span> </p> <p> <span> • Invest in assets that not only beat inflation but generate real returns tax-deferred or tax-free </span> </p> <p> <span> • If you're self-employed with taxable income over $75,000, you might be overpaying $8-15,000 in taxes. </span> </p> <p> <span> <br/> </span> </p> <p> <span> 2025: Tax Planning Till 12-31-2025 – A Window Opportunity Right Now </span> </p> <p> <span> 2026: Tax Filing After 1-1-2026 </span> </p> <p> <span> <br/> </span> </p> <ul> <li> <span> Allocate your assets wisely to maximize long-term growth and tax savings </span> </li> </ul> <p> <span> <br/> </span> </p> <ul> <li> <span> Diversify and invest in 3 types of assets to generate income while lowering taxes </span> </li> </ul> <p> <span> <br/> </span> </p> <ul> <li> <span> Avoid being Equity Rich, Cash Poor: Pay attention to Liquidity, Guaranteed Lifetime Income; so NOT to Outlive Your Money! </span> </li> </ul> <p> <span> <br/> </span> </p> <p> <span> Forever Peace of Mind! </span> </p> <p> <span> <br/> </span> </p> </div> Sat, 20 Sep 2025 21:42:17 GMT https://www.justinachenassociates.com/the-best-is-yet-to-come-plan-ahead-for-your-second-half-of-life thumbnail main image